5% INTREST OWNER FINANCING AVAILABLE! Discover the ultimate Florida lifestyle in this stunning 3 story waterfront home, perfectly designed for comfort, versatility, and entertaining. Situated on over a acre lot in a highly sought after golf cart community just minutes from restaurants and shopping, this residence offers 5 spacious bedrooms, 3.5 bathrooms, and breathtaking views throughout. Multiple porches and balconies provide the perfect vantage points to take in the water and enjoy coastal breezes. The third floor master suite features a large private porch overlooking the water and pool, offering gorgeous, serene views. The versatile downstairs level, complete with its own kitchen, laundry, and private entrance, is ideal for a rental, guest suite, or mother in law quarters. The gourmet kitchen boasts granite countertops, a double oven, wine cooler, and a bright eat in area, while soaring high ceilingsincluding a dramatic cathedral ceilingenhance the open, airy feel throughout. Enjoy the outdoors with two boat lifts (14,000 lb and 10,000 lb), a sparkling pool with a brand new 2025 pool pump and 2024 pool filter, and a spacious U shaped driveway leading to a 2 car garage plus a tandem garage. Recent updates include brand new window glass being installed in September 2025, a 2023 roof, and two new 2023 AC units. Additional features include a central vacuum system and an inviting neighborhood perfect for golf cart rides to local dining. INSIDE DOWNSTAIRS IS INSURABLE! This is coastal living at its finest!